No HOA. Lot is Zoned Duplex. Built as a single-family home with a duplex facade, including 4 parking space. Rented for $2,295/month to a Section 8 tenant (as of Feb 2025: 100% government). Rent is on time. Potential rent increase to $3,986/month (renewal date: Jan 31, 2026). In year 2022: the property got two new AC (2.5 tons and 3 tons) and appliances (refrigerator, stove, washing machine, and dryer). Exclusive Incentive for primary and investors: save 2 points on your rate with my lender (e.g., 6.5% drops to 4.5%). Primary residents enjoy free appraisal and fully covered mortgage insurance- no 1st-time buyer requirement! Current management company available for seamless transition. Please do not disturb tenant or knock on the door!